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In an ideal world, you never have financial problems since the cash you need to cover your unexpected expenses is always with you. But let’s face it: there are a few people who can manage their finances

Applying for a short-term loan is different from applying for regular sources of financing, like a long-term loan or credit card. While the latter may require customers to have perfect FICO score, good financial history, income, and

One of the key decisions in taking out a personal loan is deciding which type to form. You will get a lot of advice from people on the Internet, but as you analyze all the info, keep

Payday loans typically come with higher fee rates than other types of financing, which make them difficult to pay off. That’s why many borrowers end up opting to renew their loan for free and owing more than

Credit cards and same-day loans are two of the main sources of borrowing available to Americans. Since they help customers achieve the same goal, they have a lot of things in common. For example, they both can

When someone is desperate to borrow money, they are not in a position of power and more vulnerable to dealing with predatory lenders. The latter generally uses fraudulent schemes to lead a customer into accepting payment terms