Filld is the platform that provides online lending services to private and corporate customers. Our goal is to facilitate the arrangement of financial agreements the platform, direct lenders, and private and corporate customers.
At filld.org, we introduce our online lending services by providing full descriptions and managing cash funding upon request. To keep our services well-organized, we have a set of rules to be followed by all parties.
The agreement between Filld, direct lenders, and customers supersedes all prior communications, promises, and proposals. This agreement becomes subject to the U.S. laws and the laws of U.S. states.
You must agree with all of the terms and conditions contained in this section. This must be done before you decide to claim one of the lending services offered on our website. Without agreeing to the terms and conditions, you may not be able to use our website.
Our service is available for the particular categories of people in accordance with the state law and the lender policies. For example, those who are under the age of 18 are not allowed to apply for loans.
We respect your privacy. This is why we take responsibility to keep your personal data confidential. Use of our service falls under our privacy policies.
Make sure to read through the privacy policies of Filld. This will help you have a safe experience on our website.
Links and Content
We cannot guarantee the quality of any products and services provided by advertisers on our website. Links or references to third-party websites are mentioned as part of the advertisement campaigns. We have no control over them and accept no legal responsibility for any material contained in them. We don’t endorse that third party’s websites, products, or services. Your use of third-party websites is regulated by the terms and conditions of those resources.
The information provided on our website is accurate. All updates are made in a timely manner. However, we can’t protect ourselves from all possible inconveniences. Some errors may occur from time to time.
When we update some information on our website, we store the original information in archives. If you need to check it for whatever purposes, you will be able to do so.
We make our website accessible to everyone. However, the information contained on our website is the property of Fills. Our content is fully protected by copyright, trademark, and other intellectual property laws.
We allow you to display and print the information from our website for your personal, non-commercial use. You can’t reproduce, modify, or distribute any of our materials without our written permission.
You are free to encourage others to access the information on our website. You can share our link with others. To reproduce or distribute materials on our website, you need to send your request via [email protected].
Our trademarks include service marks, logos, as well as product and service names. It is basically everything that represents our business identity. You are obliged not to display or use our trademarks for personal and business purposes, without our official permission.
Submissions and Postings
We reserve the right to keep track, cancel, move, or update any submissions or postings that are considered to be unacceptable or inappropriate. For legal or any other reasons, we will comply with all lawful requirements related to disclosure of any submissions or postings on the website. We comply with all the requirements established by the law enforcement agencies and parties responsible for civil legal requests.
We keep the right to deny your access to the website if you fail to comply with any term of use. We are strict when it comes to the terms, agreements, and policies established by our company.
You take the responsibility to indemnify, defend, and hold our company (including its owners, subsidiaries, and affiliates, as well as its respective officers, managers, employees, agents, licensors, suppliers, and independent data providers) against all claims, losses, damages, and expenses caused by any breach of the agreement or unauthorized access to the website. Your indemnification responsibility will not face the termination of the agreement. We keep the right to manage any subject of indemnification. Meanwhile, you must cooperate with us when we require your defense.
Disclaimer of Warranties and Liability
Your experience on our website is at your own risk. Due to a great number of possible sources of information on our website, there can be some interruptions, delays, and other problems. Once you rely on our website, you automatically accept the risks associated with all the information on it. This includes the local content, as well as links to third-party resources. It is absolutely your responsibility to face possible damages to your mobile or desktop device.
You agree to use our website in an existing format. Our company and our regulators can’t guarantee the absolute accuracy, usefulness, and efficiency of the contained material. Although we try to keep our website updated and the content accurate, we don’t exclude the possibility of errors and other inconveniences.
Under no circumstances, our company and our regulators can’t be liable to those who cause some damages or misuse our services. Regardless of the form and cause of action, we have to take certain measures to terminate your access to the website. You agree that the company’s liability is limited to the full extent. Moreover, the company’s liability can’t exceed the cost of paid access to the website.
Some jurisdictions require specific warranties and clearly stated limitations for incidental or consequential damages. All restrictions are applicable to specific categories of customers. The details must be checked in advance.
By accessing our website from the territory of the United States, you agree with the law of the state you live in. If any kind of issue appears between you and our company, the solution will be handled in compliance with the given agreement.
You, the consumer, forfeit all rights to go to court in order to preserve your rights. The consumer also forfeits all rights to start the case. By using the goods or services, you give consent to these restrictions.
In the case of any controversy, claim, dispute, or any other problem between the parties, the agreement will be checked through the state or county arbitration. The entire process will be conducted in accordance with the state legislation.
All parties must follow the rules and procedures. All parties involved in the process agree that the arbitration is administered by the American Arbitration Association (“AAA”). The final arbitration is selected by the AAA.
The arbitration must be neutral, without taking anyone’s side. It must act in accordance with the AAA policies. The award rendered by the arbitrator must be final. It can’t be subject to any modifications.
The judgement on the award is made by the arbitrator. It can be processed in detail in the state court that has jurisdictions over all the parties involved. If one party fails to comply with the arbitrator’s award, another one will send a petition to the court.
Both parties agree that they can submit claims against each other. Moreover, both parties agree that the arbitration does not necessarily accept proceedings of more than one claim. Both parties have to share the expenses for arbitration in equal parts unless they agree on something different. The expenses include attorney’s fees as well. If the expenses exceed the amount of $1,000 (one-thousand dollars), our company becomes responsible for covering the customer’s share of expenses in excess of $1,000.
If one party fails to stand against arbitration, takes the arbitration’s award inappropriately, or complies with the arbitration’s award in a wrong way, another party has to face the costs of the suit. This includes reasonable attorney’s charges for compelling arbitration and defending the award.
Additional Dispute Resolution
Any additional disputes are resolved as follows:
If a dispute arises under the agreement, we do everything possible to resolve it win in the mutually acceptable way. Additional charges apart from attorney charges will be equally split between all the parties involved in the process.
If it is impossible to achieve a mutually satisfactory solution through mediation, we have to submit the dispute in accordance with the term of the American Arbitration Association.
The main communication between the Company and the customer is processed via email. The notices exchanged between the parties may contain some important and not important information. The main idea is to establish efficient communication.
Questions and Feedback
You can ask your questions and leave your feedback on our website. You can also share any material that you think is worth our attention. Feel free to contact us via email [email protected].